Should I go for Business loan or LAP? Importance to loan to value ratio in it
A loan against property (LAP) is exactly what the name implies — a loan given or disbursed against the mortgage of property. The loan is given as a certain… Read more »
Category Archives: Mortgage Place
Understanding Loan to Value Ratio (LTV)
It was a sunny Sunday morning and Kuber was all in a relaxing mood. He was just about to start having his favorite breakfast meal when the doorbell rang. It… Read more »
Balance Transfer & Top-up Facility on Mortgage Loan against Property
Aditya and Kuber were the partners for morning jog for almost a year now. Even while Aditya was a happy-go-lucky kind of personality, he seemed a bit off today. Concerned… Read more »
Availing Bank Loan against GPA Property
Aditya had always been thinking to buy a house in Gurugram but skyrocketing property prices have been keeping him away from his dream home. The recent demonetisation move by the… Read more »
How bad is mortgage interpreted in your mind?
To be honest, a mortgage is a very selfless being; it saves you with the costs and even saves your time, but never takes credit for it. Admit it, have you… Read more »
Shift to MCLR: borrowers benefit
From the 1st of April 2016, there has been a change in the way home, auto or any other floating rate retail loan is calculated. Instead of the usual Base… Read more »
Default on your EMI, what happens next?
For any average person, buying a house is something that inevitably leads to taking a home loan. Instead of fully exhausting his savings, home loans provide an easy option of… Read more »
Confused if you should take a loan? Get our advice!
As a Borrower, you most likely understand the basic arithmetic of debt- if you borrow more than what your income and financial standing allows you to pay back, you’ll land… Read more »
SME Financing : A Range of Alternatives
SMEs are fast becoming ubiquitous, generating substantial employment and creating livelihood for a number of people. To ensure smooth operations and effortless expansion, SMEs require timely and cheap credit. The… Read more »
Loankuber Loan advice for SMEs
Whether you require funds to kickstart your business or to address urgent transitory cash requirements, you’ll be confronted with a myriad of possibilities. One of the tough choices that you… Read more »