Fixing and increasing the CIBIL score for loan against property (LAP) greatly helps with securing lower interest rates for the mortgage loans. Working on lowering your interest rates pays up… Read more »
A loan against property (LAP) is exactly what the name implies — a loan given or disbursed against the mortgage of property. The loan is given as a certain… Read more »
Fixed deposits rate is on a downtrend, real estate supply is dampening, gold is also losing its sheen. Aditya was confused on where to invest his annual bonus. He wanted… Read more »
“ABC Bank reduces fixed deposit rates across varying maturities by 0.10%-1.00%.” Aditya woke up today with this headline scrolling across the news channels. However, the timing of this decrease was… Read more »
Full EMI- We pay the full EMI right after the first disbursement. We pay the EMI as per the sanctioned amount and not the disbursed amount. For instance, we have… Read more »
“Rs. 500 and Rs. 1,000 notes have ceased to be legal tender with effect from 8th November midnight.” “High denomination notes, no longer currency notes in the country.” These were… Read more »
Aditya had checked his CIBIL report last week and he was quite surprised to find his CIBIL score at just 400 which is considered quite low. So, he made sure… Read more »
Aditya was rejected a car loan since his credit score was 450, even while he was not making major defaults in his loan installments. Since he was not much into… Read more »
Aditya had just accessed his free credit report from CIBIL’s website and he was quite upset with the fact that his credit score was quite low at just 450. Even… Read more »
It was a busy week gone by for Aditya as he had to make a couple of visits to his bank to get the wrong default corrected in his credit… Read more »